Terms and Conditions

§ 1 Scope of Application

The following General Terms and Conditions shall apply exclusively to the business relationship between Market Horizon Ltd and the customer in the version valid at the time of the order. Any differing conditions of the customer are not recognized by Market Horizon Ltd unless Market Horizon Ltd has explicitly agreed to their validity in writing.

§ 2 Conclusion of Contract
The order of newsletters, stock market letters, or software constitutes an offer by the customer to the publisher for the conclusion of a purchase contract. The customer will receive an email from the publisher confirming the receipt of their order (order confirmation). This order confirmation does not constitute acceptance of the offer. It is merely an acknowledgment that the order has been received by the publisher. A purchase contract is concluded only when the publisher ships the ordered product to the customer.
When the customer places an order, we will send them an email confirming the receipt of the order. The order constitutes an offer to us for the conclusion of a contract. We accept this offer when we send the login details or documents by email to the customer. The contract is concluded with Market Horizon Ltd.Market Horizon Ltd does not offer products for purchase by minors.

§ 3 Prices
The agreed purchase price is the one displayed in the product description on the website www.market-horizon.pro at the time of the order.

§ 4 Services

§ 4.1 General Services
The scope and content of the services are detailed in the service description on the website. Market Horizon Ltd reserves the right to supplement, expand, or otherwise modify the information offered at its discretion. It is the customer's responsibility to provide the technical prerequisites for proper and error-free receipt/use. The customer is expressly advised to ensure that their technical requirements are met before placing an order.

§ 4.2 Shipping
For the delivery of newsletters, stock market letters, reports, and studies as PDF files via email, no comprehensive guarantee can be provided for flawless delivery despite the utmost care. Market Horizon Ltd does not accept liability for failures or misdirected emails.

§ 5 Subscription Changes
A change of subscription is only possible after the billing period has expired.

§ 6 Customer's Obligations

§ 6.1 Personal Information
The customer assures Market Horizon Ltd that all data required for the order will be provided truthfully and completely and that they will inform Market Horizon Ltd of any changes to their personal data (address, phone, email, etc.). This information should be sent to Market Horizon Ltd via email at info[at]market-horizon.pro

§ 6.2 Notification of Access Issues
The customer must immediately notify Market Horizon Ltd if they fail to receive regular communications from Market Horizon Ltd (such as invoices) or other communications or shipments they would have reasonably expected to receive within the usual time frame for delivery.

§ 7 Duration
The durations depend on the respective subscription; these can be found in the respective product descriptions and order forms.

§ 8 Right of Withdrawal

§ 8.1 Withdrawal Period
The withdrawal period begins with the shipment of login details or receipt of an informational email from Market Horizon Ltd. If the customer is dissatisfied with the service provided by us, they may withdraw from their order at any time within the statutory period of 14 days without providing any reason.

§ 8.2 Form
The withdrawal can be made in writing by email (which does not need to be signed with a qualified electronic signature) or by mail. The withdrawal should be directed to:

Market Horizon Ltd
Dimitri Liperti 8
8540 Tsada
Cyprus
Email: info[at]market-horizon.pro

§ 8.3 Exclusions
There is no right of withdrawal for services such as studies, reports, and lessons that are transmitted in the form of PDF documents via email.

§ 8.4 Consequences
If the customer exercises their right of withdrawal within the prescribed period, they are no longer bound by their declaration of intent to conclude a contract with Market Horizon Ltd. Their access to the respective service will be immediately deactivated.

§ 9 Cancellation Periods for Subscriptions

§ 9.1 General
A cancellation period of 14 days applies for subscription cancellations, effective at the end of the subscription period. The cancellation must be made in writing (via email or mail) to Market Horizon Ltd. The timeliness of the cancellation is determined by the date of receipt of the cancellation letter, not by the date of dispatch. The cancellation becomes effective only upon receipt of a confirmation of cancellation from customer service.

§ 9.2 Additional Regulations
The subscription will continue after the agreed minimum contract period unless cancelled in time. For explicitly limited subscriptions, the contract ends at the agreed contract end unless otherwise agreed upon conclusion of the contract. Cancellation before the expiration of an agreed commitment period is not possible. Market Horizon Ltd reserves the right to agree to an early cancellation on a case-by-case basis; there is no legal entitlement to this.

§ 10 Invoicing, Due Date

§ 10.1 Invoicing
Subscription fees are generally due in advance. Invoices will be sent via email in PDF format. The customer agrees to transfer the subscription price within 14 days of receiving the invoice. Subscription billing occurs after the end of the trial period for the entire subscription period (monthly or yearly).

§ 10.2 Payment
The customer can pay the purchase price by credit card, PayPal, or bank transfer. The invoice amount must be credited to our account no later than 14 calendar days after receipt of the invoice. In case of payment by direct debit, the amount will be deducted from the specified account after invoicing.

§ 10.3 Credit Card
Payment can be made using MasterCard or Visa credit cards. Market Horizon Ltd reserves the right to charge any administrative fees incurred due to a credit card transaction in addition to the purchase price. We will notify the customer of any such fees. Market Horizon Ltd reserves the right to pass on any chargeback costs related to credit card payments to the customer. When using a third-party credit card, a written consent from the cardholder is required.

§ 11 Payment Default
If the customer does not settle the invoice by the specified payment deadline, they will be in default.

§ 11.1 Default Interest
If the customer is in payment default, Market Horizon Ltd is entitled to charge interest on the overdue amount at a rate of 5% above the base rate announced by the European Central Bank per annum. If Market Horizon Ltd can prove higher damages caused by the default, it is entitled to claim these.

§ 11.2 Reminder Fees
In case of reminder, a fee of 10.00 EUR per reminder will be charged and is due immediately. In case of payment default, any outstanding amounts will be immediately due.

§ 11.3 Suspension of Services
Market Horizon Ltd reserves the right to immediately suspend the delivery of newsletters, stock market letters, and/or access to the member area in the event of payment default.

§ 12 Offsetting, Retention
The customer may only offset amounts if their counterclaims have been legally established or acknowledged by Market Horizon Ltd. The customer is also only entitled to exercise a right of retention to the extent that their counterclaim is based on the same contractual relationship.

§ 13 Risk Warnings and Disclaimer

§ 13a Liability for Information
Market Horizon Ltd assumes no liability for the provided trading suggestions. These do not in any way constitute an invitation to replicate them, either individually or generally, implicitly or explicitly. Trading suggestions or other information do not constitute an invitation to buy or sell securities or derivative financial products. Liability for direct or indirect consequences of the published content is excluded. The editorial team sources information from trusted sources, but cannot guarantee the quality or accuracy of this information. Readers who make investment decisions or conduct transactions based on the published content do so entirely at their own risk. Market Horizon Ltd assumes no liability for the provided information. In particular, Market Horizon Ltd points out the particularly high risks involved in dealing with options, derivatives, and derivative financial instruments. Trading in options or derivatives is a financial futures transaction. Significant risks are counterbalanced by corresponding opportunities, including the potential for total loss. The customer trades at their own risk.

§ 13b Liability for Agents
Market Horizon Ltd is liable for the actions of its employees and other persons it uses to fulfill its obligations. If the customer has contributed to the damage through their own fault, the extent of the customer's liability will be determined according to the principles of contributory negligence.

§ 13c Force Majeure
Market Horizon Ltd is not liable for damages caused by force majeure, riots, war and natural events, or other events beyond its control (e.g., strikes, lockouts, traffic disturbances, regulations by authorities in or outside of the country) or by non-negligently caused technical failures (e.g., IT system breakdowns). Force majeure also includes computer viruses or intentional cyber-attacks by hackers, provided that appropriate protective measures have been taken.

§ 14 Data Submission and Data Protection
The customer assures Market Horizon Ltd that all data required for the order is provided truthfully and completely and will inform Market Horizon Ltd of any changes. Data protection is governed by the relevant legal provisions, particularly the Data Protection Act. The customer expressly agrees that all data provided for contract fulfillment may be stored and used for this purpose and may be shared with agents.

§ 15 Website
The customer assures Market Horizon Ltd that all data required for the order is provided truthfully and completely and will inform Market Horizon Ltd of any changes. The information and services on the Market Horizon Ltd websites are aimed at both customers and non-customers. However, the offers available on Market Horizon Ltd websites are not directed at individuals in countries where access to or the provision of such content is prohibited, particularly not at U.S. persons as defined under Regulation S of the U.S. Securities Act of 1933 or internet users in the UK, Northern Ireland, Canada, or Japan.
Furthermore, it is the responsibility of each user to inform themselves about any restrictions before accessing the websites and to comply with them. Any market information, prices, news, and market data provided on the Market Horizon Ltd websites is for informational purposes only and for support. The customer must make an independent investment decision. The mentioned information does not constitute specific recommendations to buy, hold, or sell a financial product and does not create an individual advisory relationship.

§ 16 Copyright
Market Horizon Ltd holds the trademark and copyright for the content on these websites. Market Horizon Ltd allows the use of texts and graphics in databases for private purposes only. Any reproduction, distribution, or use for purposes other than personal use requires written permission from Market Horizon Ltd.

§ 17 Cookies
Market Horizon Ltd uses cookies to facilitate individual and quicker access for the customer. The customer can configure their browser to notify them about the placement of cookies or to block cookies.

§ 18 Changes to Products
The offerings of Market Horizon Ltd are continuously adapted, optimized, and changed. This also applies to the content on the website. Therefore, it is recommended to regularly check the current terms, notices, and prices.

§ 19 Changes to the Terms and Conditions
Market Horizon Ltd reserves the right to amend or renew the terms and conditions for using the website at any time with future effect, without being obligated to inform the user. The current version of the terms and conditions will always be available on the website from the time they come into effect. By continuing to use the website after changes to the terms and conditions, the user accepts the changes.

§ 20 Applicable Law and Jurisdiction
The agreements between both parties and all other agreements are subject to Cyprius law.
The place of jurisdiction is the location of Market Horizon Ltd.
Market Horizon Ltd
Dimitri Liperti 8
8540 Tsada
Cyprus

§ 21 Severability Clause
If individual provisions of the subscription agreement or these terms and conditions are found to be invalid, the validity of the remaining provisions will remain unaffected. The parties agree to replace the invalid provision with a valid one that comes as close as possible to the original intent.

Tsada, March 28, 2025